Liability Insurance: Scope of coverages, best practices for policy placement, and resolving claims with insurers

Andrew Reidy
Joseph M. Saka
Rosemary A. Loehr
Andrew Reidy | Lowenstein Sandler
Joseph M. Saka | Lowenstein Sandler
Rosemary A. Loehr | Lowenstein Sandler

On-Demand: September 15, 2022

Liability Insurance: Scope of coverages, best practices for policy placement, and resolving claims with insurers

$195.00 2 hour CLE

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Program Summary

Every company procures liability insurance. The reality is that the scope of coverage is often not fully appreciated, and the insurance becomes an underutilized asset The focus of the program will be to provide a robust description of the scope of coverage available under your general liability policies, directors and officers policies, employment practices liability policies, and cyber policies. Drawing on the more than 50 combined years of experience of the speakers, Lowenstein Sandler’s team of insurance recovery lawyers will provide valuable insights about best practices for insurance policy placement as well as strategies for resolving claims with liability insurers. Additionally, because many companies would benefit from alternative risk transfer options (e.g., additional insured and contractual indemnification), Lowenstein Sandler will outline how these options work and recent cases that impact their use in your overall risk management strategy.

This course is co-sponsored with myLawCLE.

Key topics to be discussed:

  • The Scope of Coverage Under Your Various Liability Policies
  • Best Practices for Insurance Policy Placement
  • Strategies for Resolving Claims with Insurers
  • Risk Transfer (e.g., additional insured and contractual indemnification)

Date: September 15, 2022

Closed-captioning available


Andrew Reidy_Lowenstein Sandler LLP_FedBarAndrew Reidy | Lowenstein Sandler LLP

Andrew represents policyholders in disputes against insurance companies in connection with a wide variety of insurance policies, including directors and officers (D&O), commercial liability, property, errors and omissions, crime, and fidelity policies. His clients, including Fortune 100 corporations and governmental entities, rely on his “deep subject matter expertise” (Chambers) in insurance-related disputes throughout the country.

Andrew’s practice includes a broad spectrum of legal services, from counseling companies on how to maximize an insurance recovery to representing policyholders in mediation, arbitration, litigation, and trial in state and federal courts. In the course of 30 years of representing policyholders, he has successfully tried insurance cases and argued complex insurance issues before numerous courts, including the highest courts of Massachusetts, Iowa, and Delaware.

Andrew has authored and co-authored hundreds of articles and frequently lectures on coverage issues. He has been a regular speaker at programs sponsored by, among others, Forbes, Mealey’s, The Risk and Insurance Management Society, and the American Bar Association. He has also appeared on Court TV regarding D&O insurance.

Andrew is recognized as a leading lawyer nationally by Chambers USA. According to the 2016 edition of the guide, sources say, “He probably has some of the best practical common-sense judgment that I’ve ever seen in a lawyer. He’s able to hone in very quickly on the strengths or weaknesses in a client’s case and he will be honest with his clients both ways.”


Joseph M. Saka_Lowenstein Sandler LLP_FedBarJoseph M. Saka | Lowenstein Sandler LLP

For more than a decade, Joseph has been helping policyholders successfully resolve complex insurance coverage disputes. Known for his responsiveness, reliability, and attention to detail, Joseph represents insureds and their creditors in obtaining coverage for a wide variety of liabilities, including bodily injury, products liability, environmental liability, defamation, intellectual property, antitrust, RICO, securities, D&O liability, and privacy claims. Joseph also represents clients seeking coverage for losses resulting from interruptions to their businesses, employee dishonesty, cyber security breaches, reps and warranties, cargo losses, wildfires, and criminal activity.

Frequently, Joseph helps clients obtain negotiated resolutions with their insurance carriers without the need for litigation; however, when necessary, he is experienced in litigating high-stakes commercial disputes against insurers and other contracting parties. Joseph also serves as a trusted advisor to clients in the process of procuring insurance policies or drafting contractual language.

Joseph has been recognized as a Rising Star by Super Lawyers and as “Up and Coming” by Chambers & Partners, which notes that Joseph has “an impressive track record handling insurance recovery claims for a broad range of corporate clients, government agencies and nonprofits.”

He maintains an active pro bono practice and contributes to a number of civic causes, including serving on the Board of Directors of Hillel at George Washington University, on the President’s Council of Higher Achievement, and as outside general counsel to several nonprofit organizations.

Prior to entering private practice, he served as a judicial extern for the Hon. Ricardo M. Urbina (retired) of the U.S. District Court for the District of Columbia.


Rosemary A. Loehr_Lowenstein Sandler LLP_FedBarRosemary A. Loehr | Lowenstein Sandler LLP

Rosemary litigates disputes against insurance companies involving directors and officers liability, first-party property liability, professional liability, employment practices liability, and commercial liability.

Her broad litigation experience encompasses every stage of litigation, from pre-suit investigation to trial and appeals. Her positive outcomes in insurance recovery include securing a favorable ruling against an insurance carrier’s motion to dismiss, collaborating to compel an insurance carrier’s pre-denial claims investigation, and drafting the successful response to an insurance carrier’s motion to exclude the policyholder’s expert witness.

Before joining the firm, Rosemary completed two clerkships at the U.S. Court of Appeals for the Tenth Circuit, where she clerked for the Hon. Harris L Hartz and the Hon. Nancy L. Moritz. She also served as a judicial intern to the Hon. John L. Kane of the U.S. District Court for the District of Colorado.


I. The Scope of Coverage Under Your Various Liability Policies | 1:00pm – 1:30pm
II. Best Practices for Insurance Policy Placement | 1:30pm – 2:00pm

Break | 2:00pm – 2:10pm

III. Strategies for Resolving Claims with Insurers | 2:10pm – 2:40pm
IV. Risk Transfer (e.g., additional insured and contractual indemnification) | 2:40pm – 3:10pm