ALTA Best Practices 4.2: What Title & Settlement Lawyers Need to Know Now

Cheri Hipenbecker
Cheri Hipenbecker | Knight Barry Title, Inc

Cheri Hipenbecker is General Counsel for the Knight Barry Title Group, a group of title and settlement companies with more than 80 offices and 400 title and closing professionals across Florida, Michigan, Minnesota, and Wisconsin. In her role, she serves as a first point of contact for staff on legal matters, including the company's implementation of the American Land Title Association's (ALTA) Best Practices.

Live Video-Broadcast: November 10, 2026

1.5 hour CLE

Tuition: $195.00
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Program Summary

 

Your Written Procedures Are Only as Strong as the Next Callback

ALTA Best Practices 4.2 updates the standards title and settlement firms rely on to protect transactions, client funds, and sensitive information. The changes reach day-to-day operations, not just the written policy. Firms now need to know which changes to prioritize and where current procedures fall short.

Skip identity verification, and seller impersonation goes undetected. Accept a changed wiring instruction without a callback, and client funds are exposed to wire fraud. Leave vendors unmonitored, and nonpublic personal information becomes a point of vulnerability. Fail to document compliance, and gaps surface only after something goes wrong.

This program moves from the standards to their implementation through real-world scenarios and common closing breakdowns. Attendees leave with identity-verification procedures, callback and independent-verification protocols, and a process for training staff to escalate red flags. They also gain a framework for documenting compliance, responding to incidents, and testing internal controls for ongoing effectiveness.

Key topics to be discussed:

  • Prioritizing the 4.2 Changes
    Identify which ALTA Best Practices 4.2 changes your firm should prioritize first and turn them into workable closing-office procedures.
  • Verifying Every Party
    Build identity-verification procedures for buyers, sellers, and other parties that stop seller impersonation before the closing proceeds.
  • Securing Wire Instructions
    Apply callback and independent-verification protocols to wire-transfer, payoff, and disbursement controls, including suspicious changes to instructions.
  • Protecting Data and Vendors
    Safeguard non-public personal information by managing and monitoring the vendors, technology, and third-party providers that touch transaction data.
  • Training Staff on Red Flags
    Set clear employee procedures, training, and oversight so personnel recognize fraud red flags and escalate them through the right channels.
  • Testing and Documenting Controls
    Document compliance, respond to incidents with recorded corrective action, and test internal controls to find gaps before they become problems.

This course is co-sponsored with myLawCLE.

Date / Time: November 10, 2026

  • 12:00 pm – 1:40 pm ET
  • 11:00 am – 12:40 pm ET
  • 10:00 am – 11:40 am ET
  • 9:00 am – 10:40 am ET

Closed-captioning available

Speakers

Cheri Hipenbecker, General Counsel | Knight Barry Title, Inc

Cheri Hipenbecker is General Counsel for the Knight Barry Title Group, a group of title and settlement companies with more than 80 offices and 400 title and closing professionals across Florida, Michigan, Minnesota, and Wisconsin. In her role, she serves as a first point of contact for staff on legal matters, including the company’s implementation of the American Land Title Association’s (ALTA) Best Practices. Cheri is a member of ALTA’s Best Practices Executive Committee and Co-Chair of ALTA’s Best Practices Pillar 4 Committee. She has also presented extensively on ALTA Best Practices, wire fraud, and other issues affecting title and settlement companies.

  • Education & Credentials

Cheri received her undergraduate degree in Political Science from Winona State University and her law degree, magna cum laude, from the University of Minnesota. She is identified as Minnesota 1999 in State Bar of Wisconsin publications. Before joining Knight Barry Title, she practiced with the law firm of Hostak, Henzl & Bichler in Racine.

  • Recognition & Leadership

Cheri is a member of ALTA’s Best Practices Executive Committee and Co-Chair of ALTA’s Best Practices Pillar 4 Committee. She is Past-President and current Legislative Chair of the Wisconsin Land Title Association (WLTA). She also serves by gubernatorial appointment on Wisconsin’s Remote Notary Council and is a director of the Real Property, Probate and Trust Law section of the State Bar of Wisconsin. In her local community, she serves on the Town of Norway Planning Commission & Land Use Committee in Racine County, Wisconsin.

  • Professional Involvement

Cheri has been actively involved with the Wisconsin Land Title Association since 2007 and regularly presents on issues affecting the title and settlement industry. Her ALTA presentations have included programs addressing Best Practices updates and practical implementation, as well as identity fraud, FinCEN requirements, and other emerging issues affecting title and settlement professionals. She has presented on wire fraud since 2015, with a focus on protecting consumer privacy and client funds.

  • Experience

Cheri joined Knight Barry Title in 2007, when the company had approximately 80 employees in Southeastern Wisconsin. Since then, she has worked with the company’s Executive Team as the organization expanded through acquisitions to more than 80 offices and 400 title and closing professionals across Florida, Michigan, Minnesota, and Wisconsin. As General Counsel, she provides legal guidance to staff and is directly involved in the company’s implementation of ALTA Best Practices. Her experience includes title and settlement operations, real estate matters, fraud prevention, consumer privacy, protection of client funds, and compliance with industry requirements.

Agenda

SESSION 1 – ALTA Best Practices 4.2: What Title & Settlement Professionals Need to Know Now | 12:00pm – 12:45pm

This session provides a practical look at the latest ALTA Best Practices and how the updated standards affect day-to-day title and settlement operations. The discussion will focus on the controls, procedures, and safeguards firms should have in place to protect transactions, client funds, and sensitive information, with particular attention to the areas where fraud and operational failures create the greatest risk.

BREAK | 12:45pm – 12:55pm

SESSION 2 – Putting ALTA Best Practices 4.2 Into Practice: Fraud Prevention, Controls & Risk Management | 12:55pm – 1:40pm

This session moves from the standards themselves to their practical implementation, focusing on how title and settlement companies can build stronger processes, train personnel, respond to suspicious activity, and continuously test their controls. Using real-world scenarios and common breakdowns in the closing process, the session will provide practical strategies for reducing fraud exposure and managing risk when something goes wrong.

Credits

Alaska

Approved for CLE Credits
1.5 General

Our programs are CLE-eligible through Alaska’s recognition of multi-jurisdictional reciprocity.
Alabama

Approved for CLE Credits
1.5 General

Arkansas

Approved for CLE Credits
1.5 General

Arizona

Approved for CLE Credits
1.5 General

California

Approved for CLE Credits
1.5 General

Colorado

Pending CLE Approval
1.5 General

Connecticut

Approved for CLE Credits
1.5 General

District of Columbia

No MCLE Required
1.5 CLE Hour(s)

Delaware

Pending CLE Approval
1.5 General

Florida

Approved via Attorney Submission
1.5 General Hours

Receive CLE credit in Florida via attorney submission.
Georgia

Pending CLE Approval
1.5 General

Hawaii

Approved for CLE Credits
1.5 General

Iowa

Pending CLE Approval
1.5 General

Idaho

Pending CLE Approval
1.5 General

Illinois

Pending CLE Approval
1.5 General

Indiana

Pending CLE Approval
1.5 General

Kansas

Pending CLE Approval
1.5 Substantive

Kentucky

Pending CLE Approval
1.5 General

Louisiana

Pending CLE Approval
1.5 General

Massachusetts

No MCLE Required
1.5 CLE Hour(s)

Maryland

No MCLE Required
1.5 CLE Hour(s)

Maine

Pending CLE Approval
1.5 General

Michigan

No MCLE Required
1.5 CLE Hour(s)

Minnesota

Pending CLE Approval
1.5 General

Missouri

Approved for CLE Credits
1.8 General

Mississippi

Pending CLE Approval
1.5 General

Montana

Pending CLE Approval
1.5 General

North Carolina

Pending CLE Approval
1.5 General

North Dakota

Approved for CLE Credits
1.5 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
1.5 General

myLawCLE reports attendance to Nebraska on each attorney’s behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
90 General minutes

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
1.5 General

Our programs are CLE-eligible through New Jersey’s recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
1.5 General

Nevada

Pending CLE Approval
1.5 General

New York

Approved for CLE Credits
1.5 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
1.5 General

Oklahoma

Pending CLE Approval
2 General

Oregon

Pending CLE Approval
1.5 General

Pennsylvania

Approved for CLE Credits
1.5 General

Rhode Island

Pending CLE Approval
2 General

South Carolina

Pending CLE Approval
1.5 General

South Dakota

No MCLE Required
1.5 CLE Hour(s)

Tennessee

Approved for CLE Credits
1.5 General

Texas

Approved for CLE Credits
1.5 General

Utah

Pending CLE Approval
1.5 General

Virginia

Not Eligible
1.5 General Hours

Vermont

Approved for CLE Credits
1.5 General

Washington

Approved via Attorney Submission
1.5 Law & Legal Hours

Receive CLE credit in Washington via attorney submission.
Wisconsin

Pending CLE Approval
1.5 General

West Virginia

Pending CLE Approval
1.8 General

Wyoming

Pending CLE Approval
1.5 General

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