Dividing Military Retirement in Divorce: USFSPA Orders, Disability Waivers, and Survivor Benefits

Steven P. Shewmaker
Steven P. Shewmaker
Shewmaker & Lewis

Steven P. Shewmaker handles military domestic matters and the division of retirement accounts incident to divorce, including military pensions, FERS, and Thrift Savings Plan accounts, as a founding partner of Shewmaker & Lewis in Peachtree Corners, Georgia. He brings more than twenty years of military service to that work and continues to serve as an Army Reserve Judge Advocate.

Patricia Shewmaker
Patricia Shewmaker
Shewmaker & Lewis

Patricia (Patty) Shewmaker represents many military service members in family law matters and specializes in dividing qualified retirement plans incident to divorce and legal separation, including military pensions, pensions under the Federal Employees Retirement System (FERS), Thrift Savings Plans (TSPs), private pensions, and 401(k)s.

Live Video-Broadcast: October 30, 2026

2 hour CLE

Tuition: $195.00
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Program Summary

 

The decree can award half the pension and the former spouse can still receive nothing

Military pension division no longer turns on the decree alone. Since NDAA FY2017, the Frozen Benefit Rule under 10 U.S.C. § 1408(a)(4)(B) dictates how the award must be expressed. DFAS then applies its own technical review before a dollar reaches the former spouse. And in February 2026, DFAS reversed its regulatory position on Concurrent Retirement and Disability Pay, reopening questions practitioners treated as settled.

Omit a jurisdictional finding and DFAS rejects the order. Miss the 10/10 Rule and direct payment is off the table. Get the award formula or the 50% cap wrong and the share shrinks. Let the retiree elect VA disability and Mansell v. Mansell and Howell v. Howell leave few remedies. Miss the one-year SBP deadline or deemed election and survivor coverage is gone, leaving the drafting attorney exposed.

Steven P. Shewmaker and Patricia Shewmaker of Shewmaker & Lewis walk through the data elements, findings, and award formulas DFAS demands. They cover common rejection patterns and BRS and Guard/Reserve complications. Attendees leave able to draft protective SBP language, calendar critical filing deadlines, and spot when a disability election eroded a court-ordered share. They also learn to counsel clients on CRDP divisibility while DFAS implementation remains unsettled.

Key topics to be discussed:

  • DFAS Jurisdictional Gatekeeping
    How the jurisdictional prerequisites and the 10/10 Rule determine whether DFAS accepts an order and pays the former spouse directly or rejects it outright.
  • Frozen Benefit Rule Drafting
    What changed after NDAA FY2017 under 10 U.S.C. § 1408(a)(4)(B), and how to build the award formula, required data elements, and 50% cap so the order survives DFAS technical review.
  • BRS and Reserve Complications
    How BRS and Guard/Reserve issues, SBP placeholders, and DFAS submission mechanics produce the common rejection patterns and drafting traps that create malpractice exposure.
  • Disability Waiver Erosion
    How a retiree’s VA disability election shrinks a court-ordered pension share under Mansell v. Mansell and Howell v. Howell, and which compensatory remedies remain available post-Howell.
  • CRDP and CRSC Divisibility
    How DFAS’s February 2026 regulatory reversal reopened Concurrent Retirement and Disability Pay divisibility, and how to counsel clients through the ongoing implementation uncertainty.
  • SBP Deadlines and Deemed Elections
    How to draft protective Survivor Benefit Plan language, calendar the strict one-year deadlines, and use deemed election mechanics to secure and preserve former-spouse coverage.

This course is co-sponsored with myLawCLE.

Date / Time: October 30, 2026

  • 2:30 pm – 4:40 pm Eastern
  • 1:30 pm – 3:40 pm Central
  • 12:30 pm – 2:40 pm Mountain
  • 11:30 am – 1:40 pm Pacific

Closed-captioning available

Speakers

Steven P. Shewmaker, Founding Partner | Shewmaker & Lewis

Steven P. Shewmaker handles military domestic matters and the division of retirement accounts incident to divorce, including military pensions, FERS, and Thrift Savings Plan accounts, as a founding partner of Shewmaker & Lewis in Peachtree Corners, Georgia. He brings more than twenty years of military service to that work and continues to serve as an Army Reserve Judge Advocate.

  • Education & Credentials

Mr. Shewmaker graduated from the University of Alabama in 1990 as a Distinguished Military Graduate, having attended on cross country and Army ROTC scholarships. He earned his law degree with honors from Georgia State University College of Law. He is admitted to the State Bar of Georgia, the Georgia Court of Appeals, the Georgia Supreme Court, and the United States District Courts for the Northern and Middle Districts of Georgia.

  • Recognition & Leadership

He received the Bronze Star Medal for his 2003–2004 service in Iraq, Kuwait, and Afghanistan during Operation Iraqi Freedom. He is a member of the Class of 2013 of Leadership DeKalb and serves as an assistant trial coach for the Tucker High School Mock Trial Team.

  • Professional Involvement

Mr. Shewmaker serves on the executive committee of the Military and Veterans Law Section of the State Bar of Georgia and is a member of the Bar’s Family Law and Criminal Law Sections. He is Treasurer of the DeKalb Family Law Section and a member of the American Bar Association and the DeKalb Bar Association.

  • Experience

Commissioned as an active duty Army officer in 1990, Mr. Shewmaker served as an Infantry Officer with the 25th Infantry Division at Schofield Barracks, Hawaii, and in Military Intelligence assignments with III U.S. Armored Corps at Fort Hood, Texas, before his activation for Operation Iraqi Freedom. In practice, he concentrates on military domestic matters, multi-jurisdictional domestic cases, and the division of retirement accounts incident to divorce, including military pensions, FERS, and TSP accounts. His family law work also includes contested child custody, complex asset division, prenuptial and postnuptial agreements, and modifications of custody, alimony, and child support. A former prosecutor, he also handles criminal defense matters in state, superior, federal, and military courts.

 

Patricia Shewmaker, Managing Partner | Shewmaker & Lewis

Patricia (Patty) Shewmaker represents many military service members in family law matters and specializes in dividing qualified retirement plans incident to divorce and legal separation, including military pensions, pensions under the Federal Employees Retirement System (FERS), Thrift Savings Plans (TSPs), private pensions, and 401(k)s. A West Point graduate and Bronze Star Medal recipient, she practices with Shewmaker & Lewis in Peachtree Corners, Georgia.

  • Education & Credentials

Ms. Shewmaker earned a Bachelor of Science in political science from the United States Military Academy at West Point, New York, where she was commissioned as a Second Lieutenant in Military Intelligence. She earned her law degree with honors from Georgia State University College of Law. She is admitted to the State Bar of Georgia, the Georgia Court of Appeals, the Georgia Supreme Court, and the United States District Courts for the Northern and Middle Districts of Georgia.

  • Recognition & Leadership

She received the Bronze Star Medal for her service in a combat theater of operations and is a member of the Class of 2012 of Leadership DeKalb.

  • Professional Involvement

Ms. Shewmaker serves on the executive committee of the Military and Veterans Law Section of the State Bar of Georgia and is a member of its Family Law Section. She is also a member of the American Bar Association and the DeKalb Bar Association.

  • Experience

Ms. Shewmaker served seven years on active duty in the United States Army and three years in the Georgia Army National Guard, deploying as Company Commander of a Counterintelligence Company in support of Operation Iraqi Freedom and Operation Enduring Freedom. In practice, she represents military service members in family law matters and divides qualified retirement plans incident to divorce and legal separation. Her practice extends to divorce litigation, modification of custody, alimony and child support, contempt actions, legitimations, and paternity suits. She also handles cross-jurisdictional family law litigation spanning multiple states and foreign countries, working within the jurisdictional requirements of the UCCJEA and the UFSA.

Agenda

SESSION 1 – Drafting Military Retired Pay Division Orders That DFAS Will Accept | 2:30pm – 3:30pm

This session teaches family law attorneys how to draft military retired pay division orders that will pass DFAS technical review and result in direct payments to former spouses. Attorneys will learn the specific data elements, jurisdictional findings, award formulas, and statutory requirements — including the Frozen Benefit Rule under 10 U.S.C. § 1408(a)(4)(B) — that determine whether DFAS accepts or rejects an order. Attendees leave with a working knowledge of DFAS submission mechanics, common rejection patterns, and the drafting traps that create malpractice exposure.

BREAK | 3:30pm – 3:40pm

SESSION 2 – Protecting the Pension Share from Disability Waivers and Securing Survivor Benefit Coverage | 3:40pm – 4:40pm

This session examines how VA disability waivers shrink the former spouse’s share of military retired pay under Mansell v. Mansell and Howell v. Howell, the emerging divisibility of Concurrent Retirement and Disability Pay (CRDP) following DFAS’s February 2026 regulatory reversal, and the strict one-year deadlines and deemed election mechanics governing Survivor Benefit Plan (SBP) coverage. Attorneys will learn to identify when a retiree’s disability election has eroded a court-ordered pension share, what compensatory remedies remain available post-Howell, and how to secure and preserve SBP coverage for a former spouse. By the end of the session, attorneys will be able to draft protective SBP language, calendar critical filing deadlines, and counsel clients on CRDP divisibility in light of ongoing DFAS implementation uncertainty.

Credits

Alaska

Approved for CLE Credits
2 General

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Alabama

Pending CLE Approval
2 General

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Approved for CLE Credits
2 General

Arizona

Approved for CLE Credits
2 General

California

Approved for CLE Credits
2 General

Colorado

Pending CLE Approval
2 General

Connecticut

Approved for CLE Credits
2 General

District of Columbia

No MCLE Required
2 CLE Hour(s)

Delaware

Pending CLE Approval
2 General

Florida

Approved via Attorney Submission
2 General Hours

Receive CLE credit in Florida via attorney submission.
Georgia

Pending CLE Approval
2 General

Hawaii

Approved for CLE Credits
2 General

Iowa

Pending CLE Approval
2 General

Idaho

Pending CLE Approval
2 General

Illinois

Pending CLE Approval
2 General

Indiana

Pending CLE Approval
2 General

Kansas

Pending CLE Approval
2 Substantive

Kentucky

Pending CLE Approval
2 General

Louisiana

Pending CLE Approval
2 General

Massachusetts

No MCLE Required
2 CLE Hour(s)

Maryland

No MCLE Required
2 CLE Hour(s)

Maine

Pending CLE Approval
2 General

Michigan

No MCLE Required
2 CLE Hour(s)

Minnesota

Pending CLE Approval
2 General

Missouri

Approved for CLE Credits
2.4 General

Mississippi

Pending CLE Approval
2 General

Montana

Pending CLE Approval
2 General

North Carolina

Pending CLE Approval
2 General

North Dakota

Approved for CLE Credits
2 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
2 General

myLawCLE reports attendance to Nebraska on each attorney’s behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
120 General minutes

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
2 General

Our programs are CLE-eligible through New Jersey’s recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
2 General

Nevada

Pending CLE Approval
2 General

New York

Approved for CLE Credits
2 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
2 General

Oklahoma

Pending CLE Approval
2.5 General

Oregon

Pending CLE Approval
2 General

Pennsylvania

Approved for CLE Credits
2 General

Rhode Island

Pending CLE Approval
2.5 General

South Carolina

Pending CLE Approval
2 General

South Dakota

No MCLE Required
2 CLE Hour(s)

Tennessee

Pending CLE Approval
2 General

Texas

Approved for CLE Credits
2 General

Utah

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2 General

Virginia

Not Eligible
2 General Hours

Vermont

Approved for CLE Credits
2 General

Washington

Approved via Attorney Submission
2 Law & Legal Hours

Receive CLE credit in Washington via attorney submission.
Wisconsin

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2 General

West Virginia

Pending CLE Approval
2.4 General

Wyoming

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2 General

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