Drafting Divorce Obligations That Survive a Later Bankruptcy

Kelly L. Burris
Kelly L. Burris
Cordell & Cordell

Kelly L. Burris is a Senior Litigation Partner in Cordell & Cordell's Austin, Texas office who has settled and litigated property division cases involving multimillion-dollar estates, along with complex custody and child custody relocation cases. She is Board Certified in Family Law by the Texas Board of Legal Specialization and is licensed in both Texas and Oklahoma.

Josiah Silverstein
Josiah Silverstein
Cordell & Cordell

Josiah Silverstein is a Lead Litigator in Cordell & Cordell's Denver, Colorado office, where his family law practice centers on divorce, spousal support, and child custody. A father of two, he holds the conviction that divorcing a spouse should not mean the end of a client's relationship with their children, and he treats careful listening to the client as the foundation of effective advocacy.

Live Video-Broadcast: October 30, 2026

2 hour CLE

Tuition: $195.00
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Program Summary

 

The decree is final. In bankruptcy, your client's property settlement may not be.

Divorce obligations do not all survive bankruptcy equally. Domestic support obligations under 11 U.S.C. § 523(a)(5) are nondischargeable in every chapter. Property division debts under § 523(a)(15) are not — the Chapter 13 superdischarge can wipe them out. That asymmetry makes classification outcomedeterminative in Chapter 13 cases.

Bankruptcy courts do not defer to the decree's labels. They apply the substance-over-form doctrine through the Gianakas, Nunnally, and Benson multi-factor tests. Structure an equalization payment carelessly, and it becomes a dischargeable unsecured claim. Draft with the right structural and factual indicators, and the obligation survives. Collateral estoppel and procedural traps await the unprepared.

Attendees leave with a practical hierarchy of protection strategies and specific decree language to implement it. That means eliminating joint-debt exposure before finalization, characterizing obligations correctly, and securing payments through liens, QDROs, and constructive trusts. The program also covers the fraudulent transfer and plan-challenge risks raised by accelerated implementation — drafting judgment no form book supplies.

Key topics to be discussed:

  • Support or Property Division
    Why the § 523(a)(5) versus § 523(a)(15) classification — and the Chapter 13 asymmetry behind it — determines whether a divorce obligation survives discharge.
  • Substance Over Form
    How bankruptcy courts apply the Gianakas, Nunnally, and Benson multi-factor tests to look past the labels in the decree.
  • Classification Indicators
    The structural and factual indicators that drive a court's characterization of a marital obligation as support or property division — and the drafting choices that set them.
  • Structural Defenses
    How to eliminate joint-debt exposure before finalization and characterize obligations so they survive discharge in both Chapter 7 and Chapter 13.
  • Securing Obligations
    Using liens, QDROs, and constructive trusts to protect marital obligations against a debtorspouse's future filing.
  • Traps and Challenges
    Procedural mechanics, collateral estoppel, plan challenges, and the fraudulent transfer risks raised by accelerated implementation.

This course is co-sponsored with myLawCLE.

Date / Time: October 30, 2026

  • 12:00 pm – 2:10 pm Eastern
  • 11:00 am – 1:10 pm Central
  • 10:00 am – 12:10 pm Mountain
  • 9:00 am – 11:10 am Pacific

Closed-captioning available

Speakers

Kelly L. Burris, Senior Litigation Partner | Cordell & Cordell

Kelly L. Burris is a Senior Litigation Partner in Cordell & Cordell’s Austin, Texas office who has settled and litigated property division cases involving multimillion-dollar estates, along with complex custody and child custody relocation cases. She is Board Certified in Family Law by the Texas Board of Legal Specialization and is licensed in both Texas and Oklahoma. Ms. Burris entered family law to help people rather than corporations, guiding clients through difficult situations while protecting their interests and their children’s interests through litigation or settlement.

  • Education & Credentials

Ms. Burris earned her Bachelor of Arts from the University of Texas and her Juris Doctor from Texas Tech School of Law, where she served as Articles Editor on the Law Review. She is licensed to practice in Texas and Oklahoma and is Board Certified in Family Law by the Texas Board of Legal Specialization.

  • Recognition & Leadership

Ms. Burris received the President’s Award of Merit from the Texas Young Lawyers Association in 2010 and was named among the “Best Lawyers in Dallas under 40” by D Magazine in 2006. Super Lawyers designated her a Texas Rising Star in 2004–2006 and 2008–2014 and a Super Lawyer in 2017–2019. She served as a Director of the Texas Young Lawyers Association (2002–2003, 2007–2011) and of the Dallas Young Lawyers Association (2005–2011).

  • Professional Involvement

Ms. Burris has been a member of the Texas Academy of Family Law Specialists and the Texas Bar Foundation since 2008, and of the Dallas Association of Young Lawyers Foundation since 2004. She also belongs to the College of the State Bar of Texas and the Texas State Bar Association.

  • Experience

Ms. Burris’s litigation practice runs through the financial side of divorce: she has settled and litigated property division cases involving multi-million-dollar estates in addition to complex custody and relocation matters. She has been quoted in The New York Times on cryptocurrency in divorce cases and in Financial Planning Magazine on divorce during economic downturns, and she discussed divorce and support modifications on FOX26 Houston. Her guest articles have appeared in Texas Lawyer, Divorce Magazine, and Family Lawyer Magazine, including work on cryptocurrency and divorce. She has lectured at Cordell & Cordell CLE seminars on cross-examination opportunities and strategies in family law (2015) and on litigating a family law case on a budget (2014), and has appeared on radio and television stations across Texas addressing family law topics.

 

Josiah Silverstein, Lead Litigator | Cordell & Cordell

Josiah Silverstein is a Lead Litigator in Cordell & Cordell’s Denver, Colorado office, where his family law practice centers on divorce, spousal support, and child custody. A father of two, he holds the conviction that divorcing a spouse should not mean the end of a client’s relationship with their children, and he treats careful listening to the client as the foundation of effective advocacy. Drawing on prior experience representing parents in family and juvenile law matters, he is committed to protecting parental rights and providing compassionate, dedicated representation throughout every stage of the legal process.

  • Education & Credentials

Mr. Silverstein earned a Bachelor of Arts from the University of Michigan, a Master of Science from Touro College, and his Juris Doctor from the University of Denver Sturm College of Law. He is licensed to practice in Colorado.

  • Recognition & Leadership

Mr. Silverstein has been recognized by Super Lawyers for his work in family law. His recognition reflects his commitment to client advocacy, thorough case preparation, and effective representation in complex divorce, child custody, and spousal support matters. He is dedicated to helping clients navigate challenging family law disputes with practical guidance and a client-focused approach.

  • Professional Involvement

Mr. Silverstein has been an active member of the Colorado Bar Association since 2013, remaining engaged with Colorado’s legal community and developments in family law. Through his continued involvement in the profession, he stays informed on evolving legal issues and best practices that benefit the clients he represents.

  • Experience

Mr. Silverstein’s practice at Cordell & Cordell spans divorce matters involving spousal support and child custody. Before joining the firm, he practiced family and juvenile law throughout the Denver metropolitan area, including serving as court-appointed counsel for parents in dependency and neglect proceedings. His background representing clients in emotionally complex family disputes has given him extensive experience advocating for parental rights and navigating high-stakes custody issues. He approaches every case with the goal of developing practical legal strategies, maintaining open communication with clients, and leaving no opportunity unexplored in pursuing the best possible outcome.

Agenda

SESSION 1 – How Bankruptcy Courts Decide Whether a Divorce Obligation Is Support | 12:00pm – 1:00pm

This session examines how bankruptcy courts classify divorce obligations as either nondischargeable domestic support obligations under 11 U.S.C. § 523(a)(5) or potentially dischargeable property division debts under § 523(a)(15), and why that distinction is outcome-determinative in Chapter 13 cases. Attorneys will learn the leading multi-factor tests — Gianakas, Nunnally, and Benson — along with the specific structural and factual indicators courts use to apply the substance-over-form doctrine. Attendees will leave able to identify which facts and drafting choices will drive a bankruptcy court’s characterization of any given marital obligation.

BREAK | 1:00pm – 1:10pm

SESSION 2 – Drafting and Securing Marital Obligations Against a Future Filing | 1:10pm – 2:10pm

This session equips family law attorneys with the drafting and transactional tools needed to protect divorce obligations against a debtor-spouse’s future bankruptcy filing. Attendees will learn how to eliminate joint-debt exposure before finalization, structure obligations to survive discharge in both Chapter 7 and Chapter 13, and secure payments through liens, QDROs, and constructive trusts. Attorneys will leave with a practical hierarchy of protection strategies and specific decree language to implement them.

Credits

Alaska

Approved for CLE Credits
2 General

Our programs are CLE-eligible through Alaska’s recognition of multi-jurisdictional reciprocity.
Alabama

Pending CLE Approval
2 General

Arkansas

Approved for CLE Credits
2 General

Arizona

Approved for CLE Credits
2 General

California

Approved for CLE Credits
2 General

Colorado

Pending CLE Approval
2 General

Connecticut

Approved for CLE Credits
2 General

District of Columbia

No MCLE Required
2 CLE Hour(s)

Delaware

Pending CLE Approval
2 General

Florida

Approved via Attorney Submission
2 General Hours

Receive CLE credit in Florida via attorney submission.
Georgia

Pending CLE Approval
2 General

Hawaii

Approved for CLE Credits
2 General

Iowa

Pending CLE Approval
2 General

Idaho

Pending CLE Approval
2 General

Illinois

Pending CLE Approval
2 General

Indiana

Pending CLE Approval
2 General

Kansas

Pending CLE Approval
2 Substantive

Kentucky

Pending CLE Approval
2 General

Louisiana

Pending CLE Approval
2 General

Massachusetts

No MCLE Required
2 CLE Hour(s)

Maryland

No MCLE Required
2 CLE Hour(s)

Maine

Pending CLE Approval
2 General

Michigan

No MCLE Required
2 CLE Hour(s)

Minnesota

Pending CLE Approval
2 General

Missouri

Approved for CLE Credits
2.4 General

Mississippi

Pending CLE Approval
2 General

Montana

Pending CLE Approval
2 General

North Carolina

Pending CLE Approval
2 General

North Dakota

Approved for CLE Credits
2 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
2 General

myLawCLE reports attendance to Nebraska on each attorney’s behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
120 General minutes

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
2 General

Our programs are CLE-eligible through New Jersey’s recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
2 General

Nevada

Pending CLE Approval
2 General

New York

Approved for CLE Credits
2 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
2 General

Oklahoma

Pending CLE Approval
2.5 General

Oregon

Pending CLE Approval
2 General

Pennsylvania

Approved for CLE Credits
2 General

Rhode Island

Pending CLE Approval
2.5 General

South Carolina

Pending CLE Approval
2 General

South Dakota

No MCLE Required
2 CLE Hour(s)

Tennessee

Pending CLE Approval
2 General

Texas

Approved for CLE Credits
2 General

Utah

Pending CLE Approval
2 General

Virginia

Not Eligible
2 General Hours

Vermont

Approved for CLE Credits
2 General

Washington

Approved via Attorney Submission
2 Law & Legal Hours

Receive CLE credit in Washington via attorney submission.
Wisconsin

Pending CLE Approval
2 General

West Virginia

Pending CLE Approval
2.4 General

Wyoming

Pending CLE Approval
2 General

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