Federal Retirement Maximization (Presented by the Federal Bar Association’s Federal Career Service Division)

Lacie Harmon
Lacie Harmon
The Federal Benefits Group

Lacie's focus is on providing clear, practical, actionable help: running federal retirement income estimates and helping fill in online retirement applications, along with supporting employees in making health and other insurance decisions.

William Merecki
William Merecki
The Federal Benefits Group

William Merecki has dedicated his practice to helping federal employees understand their benefits and develop strategies that allow them to approach retirement with greater confidence and ease

Live Video-Broadcast: October 28, 2026

1 hour CLE

Tuition: $395.00
Subscribe to Federal Bar Association CLE Pass...
Co-Sponsored by myLawCLE
Get this course, plus over 1,000+ of live webinars.
Learn More
This program is only available to All-Access Pass Members.
Training 5 or more people?

Sign-up for a law firm subscription plan and each attorney in the firm receives free access to all CLE Programs

Program Summary

 

OPM won’t plan your retirement for you

Federal retirement is not one decision — it is a stack of them. A CSRS or FERS pension, Social Security timing, TSP options, Federal Employee Health Benefits and life insurance elections, the FERS Supplement, and a 10% pension bonus available to certain retirees. Each has its own rules and its own paperwork.

Employees who wait for personalized support from OPM or agency shared-services centers often find it slow to come. Miscalculate the pension, and retirement income falls short. Claim Social Security at the wrong time, and money is left on the table. Overlook the FERS Supplement or the 10% bonus, and eligible retirees never receive them.

In one hour, benefits specialists from The Federal Benefits Group walk through the full picture: calculating your CSRS/FERS pension, getting your highest possible pension and Social Security payment, TSP while employed and in retirement, and health and life insurance on both sides of the retirement date. You leave with a clear understanding of how your federal benefits work in retirement — and the “how to” of starting the process once ready.

Presented by the Federal Bar Association’s Federal Career Service Division

Key topics to be discussed:

  • Pre-Retirement Essentials
    Know what every federal employee must address before retirement and the “how to” of starting the retirement process once ready.
  • Pension Calculation
    Calculate your CSRS or FERS pension and pursue ideas for securing your highest possible pension payment in retirement.
  • Social Security Maximization
    Maximize your Social Security income alongside your federal pension, including the timing of your claim.
  • TSP Options
    Weigh options for your Thrift Savings Plan while employed and in retirement.
  • Health & Life Insurance
    Understand Federal Employee Health Benefits and federal life insurance, both while employed and in retirement.
  • Supplement & Pension Bonus
    Determine how to qualify for the FERS Supplement and for the 10% bonus to your pension available to certain retirees.

This course is co-sponsored with myLawCLE.

Date / Time: October 28, 2026 

  • 2:00 pm – 3:00 pm Eastern
  • 1:00 pm – 2:00 pm Central
  • 12:00 pm – 1:00 pm Mountain
  • 11:00 am – 12:00 pm Pacific

Closed-captioning available

Speakers

Lacie Harmon | The Federal Benefits Group

Since 2018, Lacie Harmon has helped FERS and CSRS employees understand their pensions, TSP, survivor benefits, FEHB, and Social Security so they can retire with confidence.

  • Education & Credentials

Lacie is a licensed financial professional, holding California insurance license. She attended the University of California, Los Angeles.

  • Recognition & Leadership

Lacie founded her practice to help federal employees approach retirement with clarity, and today leads a team of specialists providing guidance tailored to late-career employees nationwide.

  • Professional Involvement

She is privileged to have taught federal retirement at several federal agencies, including the FDA, USDA and GAO.

  • Experience

Her focus is on providing clear, practical, actionable help: running federal retirement income estimates and helping fill in online retirement applications, along with supporting employees in making health and other insurance decisions.

 

William Merecki, Benefits Specialist and Founder | The Federal Benefits Group

William Merecki is a Benefits Specialist and founder of The Federal Benefits Group, where he provides federal employees with guidance and education regarding their unique retirement and benefits programs.

  • Education & Credentials

B.S. in Accounting, Central Michigan University, 2006.

  • Recognition & Leadership

Mr. Merecki founded The Federal Benefits Group in 2018 to give federal employees a reliable source of information on their unique benefits. The firm has since grown to cover territories across the United States, with Mr. Merecki serving federal employees in the Midwest region.

  • Professional Involvement

He has taught federal retirement extensively at the FBI and DISA.

  • Experience

Throughout his nine years working exclusively with federal employees, Bill has seen firsthand how difficult it can be for employees to receive the personalized support they need from OPM and agency shared-services centers. Recognizing this need, and understanding how proper guidance can save employees significant time, money, and frustration during the retirement process, Bill has dedicated his practice to helping federal employees understand their benefits and develop strategies that allow them to approach retirement with greater confidence and ease.

Agenda

SESSION 1 – Federal Retirement Maximization | 2:00pm – 3:00pm

This course provides federal employees with the essential information they need to make informed decisions before retirement. Participants will learn how to calculate their CSRS or FERS pension, maximize Social Security benefits, and understand their TSP options, along with all they need to know about Federal Employee Health Benefits in retirement. The course also explains eligibility for the FERS Supplement and the 10% pension bonus available to certain retirees. Participants will leave with a clear understanding of how their federal benefits work in retirement and the “how to” of starting the retirement process once ready.

Credits

Alaska

Approved for CLE Credits
2 General

Our programs are CLE-eligible through Alaska's recognition of multi-jurisdictional reciprocity.
Alabama

Pending CLE Approval
2 General

Arkansas

Approved for CLE Credits
2 General

Arizona

Approved for CLE Credits
2 General

California

Approved for CLE Credits
2 General

Colorado

Pending CLE Approval
2 General

Connecticut

Approved for CLE Credits
2 General

District of Columbia

No MCLE Required
2 CLE Hour(s)

Delaware

Pending CLE Approval
2 General

Florida

Approved via Attorney Submission
2.5 General Hours

Receive CLE credit in Florida via Attorney Submission.
Georgia

Pending CLE Approval
2 General

Hawaii

Approved for CLE Credits
2.4 General

Iowa

Pending CLE Approval
2 General

Idaho

Pending CLE Approval
2 General

Illinois

Pending CLE Approval
2 General

Indiana

Pending CLE Approval
2 General

Kansas

Pending CLE Approval
2 Substantive

Kentucky

Pending CLE Approval
2 General

Louisiana

Pending CLE Approval
2 General

Massachusetts

No MCLE Required
2 CLE Hour(s)

Maryland

No MCLE Required
2 CLE Hour(s)

Maine

Pending CLE Approval
2 General

Michigan

No MCLE Required
2 CLE Hour(s)

Minnesota

Pending CLE Approval
2 General

Missouri

Approved for CLE Credits
2.4 General

Mississippi

Pending CLE Approval
2 General

Montana

Pending CLE Approval
2 General

North Carolina

Pending CLE Approval
2 General

North Dakota

Approved for CLE Credits
2 General

Our programs are CLE-eligible through North Dakota’s recognition of multi-jurisdictional reciprocity. Section 1, Policy 1.14
Nebraska

Pending CLE Approval
2 General

The Federal Bar Association reports attendance to Nebraska on each attorney's behalf for all programs. Please do not self-report.
New Hampshire

Approved for CLE Credits
120 General Minutes

As of July 1, 2014, the NHMCLE Board no longer provides pre- or post-approval of courses. Attendees must self-determine whether a program is eligible for credit, and self-report their attendance online at www.nhbar.org, based on qualification provisions of Rule 53.
New Jersey

Approved for CLE Credits
2.4 General

Our programs are CLE-eligible through New Jersey's recognition of multi-jurisdictional reciprocity, except for the courses required under BCLE Reg. 201:2
New Mexico

Approved for CLE Credits
2 General

Nevada

Pending CLE Approval
2 General

New York

Approved for CLE Credits
2.4 General

Our programs are CLE-eligible through New York’s Approved Jurisdiction Group “B”.
Ohio

Pending CLE Approval
2 General

Oklahoma

Pending CLE Approval
2.5 General

Oregon

Pending CLE Approval
2 General

Pennsylvania

Approved for CLE Credits
2 General

Rhode Island

Pending CLE Approval
2.5 General

South Carolina

Pending CLE Approval
2 General

South Dakota

No MCLE Required
2 CLE Hour(s)

Tennessee

Pending CLE Approval
2 General

Texas

Approved for CLE Credits
2 General

Utah

Pending CLE Approval
2 General

Vermont

Approved for CLE Credits
2 General

Washington

Approved via Attorney Submission
2 Law and Legal Hours

Receive CLE credit in Washington via Attorney Submission. myLawCLE will supply Washington state attorneys with instructions on how to gain credit.
Wisconsin

Pending CLE Approval
2.4 General

West Virginia

Pending CLE Approval
2.4 General

Wyoming

Pending CLE Approval
2 General

More CLE Webinars
Upcoming CLE Webinars
Derivatives, Digital Assets, and AI in Financial Markets
Derivatives, Digital Assets, and AI in Financial Markets Fri, September 11, 2026
Live Webcast